What would be the lowest credit score for a home loan if you had 35% down. Possible

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lightupthesky25

New member
No one here can tell you. Only your lender can give you this information. However I would expect with that much down you could potentially have low credit and still qualify. FHA has a minimum of 620; however, you should get some slack on a conventional loan.

Interest rate will depend on what the going rates are, and your credit score. Contact your lender.
 
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Glenn

Member
I would not look at it with this attitude. Instead- talk with a great local loan officer (not over the internet and not with a major bank).

Tell them how much you want to spend, about your credit and why it is that way, and about your steady job and income.

A really good loan officer would be looking for a type of loan that will work for you.
 
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