will his insurance not pay? I had a green light. I was in the left turning lane. A guy was pulling from a parking lot. He was going to try to pass in front of me and go the opposite direction. Our front ends met. My Truck was possibly totaled my insurance company said. This guy has Gieco Ins. They said this guy is at fault, but since it was a rental they are not responsible. My insurance want us to go through them, pay the deductable, replace or fix. We are in the state of Pennsylvania. I have been told what Gieco is doing is illegal for my state. Both Gieco and Nationwide say it woulld take months to fight Entreprise. What has me so upset is Its not my fault, and I'm the one who seems to ba at a loss. We filed a police report but have not recieved a court date. What benefit does it have going to court. The guy that hit me said I should not show up. This might be a question for later...sorry so lenghthy. I am so angry now. I was so nice to this guy at the scene, he seems to be the one getting off easy.