got the book that encompasses all THREE of your requirements. It's my new favorite right now, not for the quality of the writing, but for the quality of the STORY. it's amazing. here:
The Unincorporated Man
by Dani Kollin and Eytan Kollin
A brilliant industrialist named Justin Cord awakes from a 300-year cryonic suspension into a world that has accepted an extreme form of market capitalism. It's a world in which humans themselves have become incorporated and most people no longer own a majority of themselves.
Justin Cord is now the last free man in the human race - owned by no one and owning no one.