Why would someone come to my house late at night and take a flash picture of my

[savvymermaid]

car's license plate? I haven't been in an accident. I do owe creditors.
I don't owe a penny on the car and I haven't caused an accident of any sort in more than a decade.

 

[ScottH]

Is one of the creditors the lender you make your car payment to? Maybe they were locating your car for repossession purposes.