my honda accord was parked in the work place parking lot. Happen to be a school. coworker who was leaving work reversed in to five cars in cluding my parked car. as i was asked to come out of the building to identify the car, police was called apart from the school principle to witness this. my auto insurance asked to evaluate the damage and found it is totaled. the coworker who caused the damage was driving her boyfreind's car. her name was not on the policy. the boy friend's insurance is very minimal and how they going to cover 5 or 6 cars involved? if i was given the value of the car pre accident which won't be more than $4500. i have to come up with lot more to replace another car even if it is a 2nd hand car of same make! i have been forced in to buying which i didn't cause it. can any one comment on this situation? Thank you.