How hard would it be for a 20 year old guy to get a $12,000 loan for a car?

Cory

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I live in Alaska, and need to buy a car, but don't want to pay the high prices up here for one. I have no credit due to fact that I hate credit cards, but would a bank give me a $12,000 loan to buy a car in the lower 48? Would I be paying through the roof interest if I did get one? Thanks.

Cory
 
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