I dont understand a joke! Easy ten points!?

Coolio101

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There is go group on facebook called:
Girl:Hey can I borrow some money?
Boy:Sure but when are you going to pay me back?
Girl:Umm...Febuary 31!
Boy:Ok but don't forget!(Walks away)
Girl:Pshh,stupid jerk!

Like if you get it

And I dont understand it but for some reason want to know what it means so someone plz tell me!

Thanks!
 
indirectly, the girl is saying "youre a stupid jerk, you think ill pay you back?"
 
the guy is never going to be payed back...theres no such thing as February 31st
 
There is no February 31st, February only has 28 days (29 if its a leap year) so basically because there is never going to be a February 31st the guy is never going to get paid back.
 
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