I rent in California but want to buy a vacation home in Las Vegas.?

ElaineEe

New member
The home prices are low in Las Vegas and I'd like to buy house as a vacation home and eventually retire there. Is it possible for a person that rents in their primary residence out of state to buy in Nevada? How would I go about that?
 

ibuguru

New member
Sure, you can buy if you have the requisite down payment, income, credit, etc. Since this will not be your primary residence from Day 1, you probably need at least 30-35% cash down payment, plus all closing costs, plus reserves. If you are looking at, say, $100,000 house, plan to have $40,000-50,000 cash on hand, credit scores of 680/700 or better, income to support two properties (rent on one you live in; plus mortgage, taxes, insurance, etc on the purchase).
 
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