i dropped my phone and the inside screen started doing something crazy. like spider webbing with colors and whatnot. it looks cracked but its not. its all internal. it's been fine for about a month. i didnt use the inside anyway so i didnt worry about it. today my phone worked fine all day till i charged it. after it was done charging, i got a text and tried to open it. it opened fine, but whenever i would try to text, it picked whatever letter it so chose. so i left it alone. now it wont even let me unlock it. and if i use the button to unlock it, it wont let me click on anything. like it highlights it, but it wont open. is this going to be covered under my insurance im paying on it? or will they give me a new one at the store. please please please let me know