i have at&t its me and my husband so we did a family plan. for the two phones we pay 160 a month...thats with 1400 mins (free nites and weekends), unlimited texting and unlimited internet and insurance for both phone.. For individual plans the prices vary. insurance is 4.99 a month for almost all their phones. www.att.com/wireless is their website and you can see all the plans and add-ons (data packs, texting packages, ect). I love at&t Service is great...i live in a very small town in the middle of nowhere and still get amazing reception. They also offer cool features like XM radio, GPS, ..oh and im pretty sure that no matter what plan you get you get free mobile to mobile (at&t customers) and free nites and weekends. Nites start at 9pm and end at 6am, and weekends start fri nite at 9pm and end monday morning at 6 am. hope that helps