t-mobile insurance question?

TragixxXStory

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I have insurance with T-mobile and I have a long crack going through my Gallaxy S2. Would it be covered? Can I get a new Gallaxy to replace this one? The phone still works but the crack is distracting and I want it replaced.
* the buddle package i have says that accidental damages are covered. is this crack considered to be under that?
 
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