in between? We have been paying on our truck for 2 yrs now, we still owe 2300 but the engine just blew... its one we got upside down in.. the truck is only worth 800. its our only vehicle and its needed to get to and from work. We were getting ready to trade it in next week, but obviously now we cant. question is would our auto lender let us just pay it off with our taxes in jan/feb and not make payments? We have to have a vehicle so we are going to go get one here asap without a down payment, we dont have the money for down payment on another nor have any money to fix the truck. Not sure what to do .. HELP!