I am a 22 year old in college so i obviously can't afford one right now but i am on my way to open up a business in my 30's. What if i make about $110,000 a year and buy a used Lamborghini Gallardo for about $101,000 in ''CASH''...not going to borrow money from the bank.... I will also try to give a 50% down payment... Will i be in really bad debt? Explain.