i almost always give, i only go in a store like once a week so its not like im spending a fortune, and i usually have some sort of change in my pocket, even if its just a few cents. i know people who work with the salvation army, 99% of the guys you see wringing the bells are volunteers, they dont get paid, and 95% of the money does get to where its supposed to be, the other 5% is spent on the upkeep of the organization. if i dont have change with me, i do feel guilty because its always not a good feeling when someone asks for your help and you cant give it.