husband died, both names on deed of house, have to do "Short sale", Do I Need TO

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NANCYm2

New member
husband died, both names on deed of house, have to do "Short sale", Do I Need TO

Take His Name Off The Deed? I was told that I have to take his name off the deed (by CA. law) before I can do a "SHORT SALE" true or false that is the question.
 
A

AENeuman

New member
Wait. He died and you didn't go through probate court to establish ownership of the house? Did he die recently??? Without life insurance? What about PMI mortgage insurance? It might pay on his death, too.

I'm sorry for your loss. It takes time to get through probate, if you had no living trust.

And for your pending loss! Selling short is not a good plan if you can avoid it.

You will have to clear up the title before the sale is complete, by going through probate (or exercising your living trust). Authorities have to establish that your husband died (not by foul play), and that the name on the deed and mortgage is indeed the same person.

So, I'm going with "TRUE". Before you can sell, you must resolve matters with the estate. His debts must be resolved as well, but only if they were secured by the house.
 
A

AENeuman

New member
Wait. He died and you didn't go through probate court to establish ownership of the house? Did he die recently??? Without life insurance? What about PMI mortgage insurance? It might pay on his death, too.

I'm sorry for your loss. It takes time to get through probate, if you had no living trust.

And for your pending loss! Selling short is not a good plan if you can avoid it.

You will have to clear up the title before the sale is complete, by going through probate (or exercising your living trust). Authorities have to establish that your husband died (not by foul play), and that the name on the deed and mortgage is indeed the same person.

So, I'm going with "TRUE". Before you can sell, you must resolve matters with the estate. His debts must be resolved as well, but only if they were secured by the house.
 
W

Worldly25

Member
True You should have done this when hubby's will was probated.
Take a Death Certificate to the County Office of Deeds and they will help you file the proper paperwork. This is not a overnight fix
 
W

Worldly25

Member
True You should have done this when hubby's will was probated.
Take a Death Certificate to the County Office of Deeds and they will help you file the proper paperwork. This is not a overnight fix
 
W

Worldly25

Member
True You should have done this when hubby's will was probated.
Take a Death Certificate to the County Office of Deeds and they will help you file the proper paperwork. This is not a overnight fix
 
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