I wrecked my car. and need a Christian solution.?

I have recently turned 16. My dad bought me a used 04 BMW 325Ci. He always trusted me and now I wrecked it. I was coming over the hill and the car in front of me abrubtly stopped for a school bus and I slammed on my brakes and hit him because I was following a little too close. It busted the headlight and ruined it as well as made a dent on my car and the car in front of me. We can't get insurance involed because they would cancel on us. Now, my dad won't speak to me at all because his job is suffering anyway and now I've cost him over $2,000. Now I really feel like I've let him down and I hate that he has to suffer for my stupidity. Is there a Christian solition to this?
 
This happened to my older sister. Just tell your dad about it and that maybe you should try again. If he doesn't kisten, give him little friendly notes and put them in his usual work stations. Talk to your church or go to confirmation. Ask what to do, and they will probably say pray. Do that so.
 
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